How do you take your coffee? Whether it’s black, iced, with milk, or sugar, Americans are noticing that prices have gone up just in time for National Coffee Day on September 29.

And according to a recent survey conducted by TopCashback.com, the USA’s most generous cashback site, 54 percent of Americans feel their daily expenses have been affected most by inflation. The survey polled a cross-section of 2,910 adults, aged 18 and over. Whether you enjoy coffee every day or reserve it for special treats, here are four ways to get the most bang for your buck from Rebecca Gramuglia (she/her), the consumer expert at TopCashback.

I admit I am kind of bad at this. But I still am trying! While there’s nothing wrong with treating yourself, it’s important to budget accordingly. Consider adopting the 50/20/30 rule to help organize your finances. With this method, you’ll want to spend up to 50 percent of your after-tax income on necessities, including food, rent, and utility bills; 20 percent on financial obligations, such as loan payments and building savings; and 30 percent on personal expenses, like coffee runs.

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Believe it or not, some coffee drinks at chain coffee stores are more expensive simply because of their name. Instead of ordering these fancy coffees by name, order the base version of your drink instead (i.e. “latte” instead of “macchiato”). From there, you can add any syrups and flavors as additional charges. The drink will taste the same and will typically save you upwards of a quarter. And with daily coffee runs, you can save up to $90 a year doing this — enough to cover an annual Hulu subscription (with ads), and then some!

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Make saving money a habit and get rewarded if you get coffee. With prices increasing recently, take any and all opportunities to save money. If you find yourself shopping for coffee online, use a cashback site, like TopCashback, which guarantees the highest cashback rates at over 7,000 retailers nationwide, including Mr. Coffee, Blue Bottle Coffee, and more. If you go to Dunkin’ or Starbucks, sign up and save with their rewards apps.

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There’s a subscription for just about everything these days — and coffee is no exception. Rather than spending money (and time) going to get coffee, opt for a monthly subscription delivered straight to your door. When signing up, make sure you’re shopping through a cashback site, like TopCashback, which currently offers a money back on subscriptions from Trade Coffee, Peet’s Coffee & Tea, Copper Cow Coffee, and more.

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Are you a coffee drinker? I am not. But, if you are then you may have some of your favorite coffee shops to get that one drink. From popular Starbucks drinks to local shops in your favorite city. Yelp knows that coffee is a necessity for some people and you enjoy finding the best of the best. Thankfully, get me some cranberry juice or water and I am wide awake (after a little bit).

Yelp has released its top 100 coffee shops in the United States and Canada and people are already plotting where to go. Lucky for you, one Charlotte coffee shop made the list. Also on the list are some great spots in South Carolina that you might want to try as well. Of course, we have brought you a few of those spots so that you can find them easier. Check out which Charlotte and South Carolina coffee shops made Yelp’s top coffee shops in the United States. Drink up!

Enderly Coffee Co. was no. 23 on Yelp’s top 100 list. This cute coffee shop offers your choice of coffee, espresso, tea, smoothies, snacks, wifi, and more!

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Head down to Charleston and stop by Lodi Coffee in North Charleston. They offer everything from coffee to tea to snacks to desserts and more!

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Burr & Berry Coffee is your spot for coffee, energy drinks, coolers, and food!

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Java Burrito Company in South Carolina is serving up plenty at this cute coffee shop/bar.

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